This Disclaimer was posted on 8/1/2025 and was last updated on 1/3/2016.
Please read this Disclaimer carefully before you begin to use this website. By using this website you agree to accept and abide by this Disclaimer. If you do not agree to accept and abide by this Disclaimer you must not access or use this website.
This Website is for Informational Purposes
This is a personal blog. All content on this website including, but not limited to, text, images, graphics, and other material is for informational purposes only. The content on this website is not intended to be a substitute for any form of professional advice and should not be taken as such.
The content on this website is not intended to be a substitute for professional medical advice, diagnosis, or treatment and should not be taken as such. Always seek the advice of a qualified health care provider for concerns you may have in regards to your personal health needs. Never disregard professional medical advice or delay seeking professional medical advice because of content on this website.
The content on this website is not intended to be a substitute for professional legal advice, council, or services and should not be taken as such. Always seek the advice of a qualified legal service provider for concerns you may have in regards to your personal legal needs. Never disregard professional legal help or delay seeking professional legal help because of content on this website.
The content on this website is not intended to be a substitute for professional financial advice, recommendations, or services and should not be taken as such. Always seek the advice of a qualified financial service provider for concerns you may have in regards to your personal financial needs. Never disregard professional financial help or delay seeking professional financial help because of content on this website.
The use of this website does not create any professional-client relationship between you and Gilded Frontier and its contributors. Gilded Frontier and its contributors shall not be held responsible or liable for any errors or omissions on this website or for any damages you may suffer as a result of failing to seek competent professional advice from a qualified, licensed individual who is familiar with your situation.
User's Personal Responsibility
By using this website, you accept personal responsibility and liability for the result of your actions. You agree to take full responsibility and liability for any and all harm and damages you suffer as a result of the use, or non-use, of the information available on this website or the resources available for download on this website. You agree to use your best judgment and complete all necessary due diligence before taking in action based of the information, recommendations, or suggestions on this website.
No Guarantees
By using this website, you agree that Gilded Frontier and its contributors have not made any guarantees, express or implied, about the results of taking, or not taking, any action, whether recommended on this website or not.
The content of this site is for informational purposes only. You recognize that any success for failure in your endeavors is a result of your own efforts, your particular situation, and innumerable other circumstances beyond the control and/or knowledge of Gilded Frontier and its contributors. You also recognize that prior results do not guarantee a similar outcome. Results from Gilded Frontier, its contributors, its clients, and other website users are not a guarantee, express or implied, that you or any other person or entity will be able to obtain the same or similar results by taking, or not taking, any action, whether recommended on this website or not.
This website and its content are for informational purposes only. It is intended, but not promised or guaranteed, to be correct, complete, or up-to-date. We have taken all reasonable steps to ensure that this website is accurate, but we cannot and do not represent that this website is free of errors. By using this website you accept that the information contained on this website may contain errors. It is your responsibility to conduct due diligence to verify any and all information obtained from Gilded Frontier and its contributors.
Gilded Frontier and its contributors may refer to other parties including, but not limited to, products, services, people, businesses, and/or websites. Any such reference is not an endorsement of the information provided by the other party or a guarantee, express or implied, that the information provided by the other party is accurate. The information provided by these references is for informational purposes only and is meant only to serve as a reference for users. You expressly agree not to rely upon any information in these references. You must conduct due diligence to research any other party referred to by Gilded Frontier and its contributors and make your own determination about the other party.
You expressly agree not to rely upon any information contained in or obtained from this website.
Reviews
Gilded Frontier and its contributors may provide reviews of products, services, or other resources. Any and all reviews on this website will represent the opinions made in good-faith by the author of the review.
Some products and services reviewed may be provided to Gilded Frontier and its contributors for free or at a reduced price as an incentive by the provider to write a review. We will disclose the existence of any and all discounts or incentives received in exchange for providing a review of a product on the webpage that contains the review.
Regardless of whether or not any such discounts are provided in exchange for a review or not, all reviews made by Gilded Frontier and its contributors will be honest reviews of the products and/or services and will not be influenced by the existence, or non-existence, of such discounts.
The content of these reviews is for informational purposes only and is based off our own personal experiences with the products and/or services. You expressly agree not to rely upon any information in these reviews when choosing to use or purchase products and/or services. You recognize that your decision to use or purchase products and/or services reviewed on this website is your own. You must conduct due diligence to research any product and/or service before you use or purchase any product and/or service.
Affiliate Marketing
Gilded Frontier and its contributors may participate in affiliate marketing. Affiliate marketing is when we allow sponsored links to be included on some of our pages. We may earn a commission if/when you click on or make a purchase through one of these links. This commission is of no cost to you and is paid for by the company sponsoring the affiliate link.
It is the policy of Gilded Frontier and its contributors to only affiliate with products, services, or people who we feel are honest in their business practices and who provide value to our customers.
Gilded Frontier will inform you of the existence of affiliate links on all pages on the website where affiliate links are present.
Our use of affiliate marketing is for informational purposes only and is based off our own personal experiences with the products, services, and/or people we work with. You expressly agree not to rely upon any information provided by or available through Gilded Frontier or its contributors when choosing to use or purchase products and/or services available through affiliate links on this website. You recognize that your decision to use or purchase products and/or services available through affiliate links on this website is your own. You must conduct due diligence to research any product and/or service before you use or purchase any product and/or service.
Testimonials
Throughout this website you may find testimonials from clients, customer, and/or other users about the products, services, and information offered on this website. All testimonials are actual statements made by clients, customers, and/or other users and have been truthfully conveyed on this website with full permission of the creator of the testimonial.
The content of these testimonials is for informational purposes only. You recognize that any success for failure in your endeavors is a result of your own efforts, your particular situation, and innumerable other circumstances beyond the control and/or knowledge of Gilded Frontier and its contributors. You also recognize that prior results from these testimonials do not guarantee a similar outcome. Results from Gilded Frontier, its contributors, its clients, and other website users are not a guarantee, express or implied, that you or any other person or entity will be able to obtain the same or similar results by taking, or not taking, any action, whether recommended on this website or not.
Fair Use
All names, trademarks, and images are copyright of their respective owners.
This site contains copyrighted materials. The use of this copyrighted material has not always been specifically authorized by the owner. Under Title 17 U.S.C. Section 107 of the Copyright act of 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, education, and research. Fair Use is permitted by copyright statue that might otherwise be infringing.
The owner(s) and author(s) of this website believe in good faith that all use of copyrighted material on this website constitutes as Fair Use as per Title 17 U.S.C. Section 107.
Fair Use Definition - Fair Use is a doctrine in United States copyright law that allows limited use of copyrighted material without requiring permission from the rights holders for purposes such as commentary, criticism, news reporting, research, teaching, or scholarship. It provides for the legal, non-licensed citation or incorporation of copyrighted material in another author's work under a four-factor balancing test. For more information on Fair Use please visit copyright.gov. https://www.copyright.gov/fair-use/
If you are the copyright owner of a name, trademark, or image on this website and would like your content removed you may contact us by e-mailing rayefrontier@gmail.com and your content will be removed as soon as possible.
No Warranties
GILDED FRONTIER AND ITS CONTRIBUTORS MAKE NO WARRANTIES REGARDING THE PERFORMANCE OR OPERATION OF THIS WEBSITE. GILDED FRONTIER AND ITS CONTRIBUTORS MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE INFORMATION, CONTENTS, MATERIALS, DOCUMENTS, PROGRAMS, PRODUCTS, BOOKS, OR SERVICES INCLUDED ON OR AVALIABLE THROUGH THIS WEBSITE. TO THE FULLEST EXTENT PERMISSIBLE UNDER THE LAW, GILDED FRONTIER AND ITS CONTRIBUTORS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.
Limitation of Liability
THE USE OF THIS WEBSITE AND ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS CONTAINED ON THIS WEBSITE OR AVALIABLE THROUGH THIS WEBSITE ARE AT YOUR OWN RISK.
YOU AGREE TO ABSOLVE GILDED FRONTIER OF ANY AND ALL LIABILITY OR LOSS THAT YOU OR ANY PERSON OR ENTITY ASSOCIATED WITH YOU MAY SUFFER OR INCUR AS A RESULT OF THE USE OF THIS WEBSITE, THE USE OF THE INFORMATION CONTAINTED ON THIS WEBSITE AND/OR AVALIABLE THROUGH THIS WEBSITE, AND THE RESOURCES YOU MAY DOWNLOAD FROM THIS WEBSITE. YOU AGREE THAT GILDED FRONTIER AND ITS CONTRIBUTORS SHALL NOT BE LIABLE TO YOU FOR ANY TYPE OF DAMAGES, INCLUDING DIRECT, INDIRECT, SPECIAL, INCIDENTAL, EQUIRABLE, OR CONSEQUENTIAL LOSS OR DAMAGES FOR USE OF THIS WEBSITE.
THE INFORMATION, SOFTWARE, PROUDUCTS, SERVICES, AND RELATED GRAPHICS CONTAINTED IN OR AVALIABLE THROUGH THIS WEBSITE MAY INCLUDE INACCUTACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. GILDED FRONTIER AND ITS CONTRIBUTORS MAY MAKE IMPROVEMENTS AND/OR CHANGES TO THIS WEBSITE AT ANY TIME AND WITHOUT WARNING.
GILDED FRONTIER AND ITS CONTRIBUTORS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS CONTAINED ON THE WEBSITE OR AVALIABLE TRHOUGH THE WEBSITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT ANY WARRANTY, EXPRESS OR IMPLIED, OR CONDITION OF ANY KIND. GILDED FRONTIER AND ITS CONTRIBUTORS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSER, TITLE, AND NON-INFRINGEMENT.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL GILDED FRONTIER AND ITS CONTRIBUTORS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA, OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THIS WEBSITE, WITH THE DELAY OR INABILITY TO USE THIS WEBSITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS CONTAINED ON OR OBTAINED THROUGH THIS WEBSITE, OR OTHERWISE ARISING OUT OF THIS WEBSITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF GILDED FRONTIER OR ITS CONTRIBUTORS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THIS WEBSITE, OR WITH ANY OF THESE CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE WEBSITE.
Changes to this Disclaimer
We may update this Disclaimer from time to time. We will notify you of any changes by posting the new Disclaimer on this page.
It is your responsibility to review this Disclaimer periodically for any changes. Changes to this Disclaimer are effective immediately once they are posted on this page.
Contact Us
If you have any questions or comments about this Disclaimer you can contact us by e-mailing us at: rayefrontier@gmail.com